Questions before you visit?
Ford: (541) 507-8476Acura: (541) 588-5195
Ford Credit first-time buyer program · Ashland, Oregon

Shop your first new Ford with the program details in view.

Ford Credit currently publishes $750 Bonus Cash on new Ford vehicles for qualified first-time buyers who finance with Ford Credit. Check the eligibility requirements, set your complete ownership budget and compare the exact vehicles available at Butler Ford.

Program details checked September 20267 minute program and inventory guideBy Butler Ford Acura Research Team
New Ford vehicles at Butler Ford in Ashland, Oregon
Start with current Butler Ford inventory, then confirm program eligibility for the exact vehicle and applicant.
01 / Current Ford Credit benefit

$750 Bonus Cash for qualified buyers

The published benefit applies to a new Ford purchase financed with Ford Credit. Not all buyers will qualify.

02 / Published financing options

A lower APR may be available

Qualified applicants may be eligible for a lower APR, financing up to $50,000 and terms up to 84 months. Compare the total cost, not only the payment.

03 / Eligibility check

Credit, employment and cash down matter

Ford Credit lists no prior auto credit or adverse credit, six months of verifiable full-time employment and at least $750 down among its requirements.

Program check, then vehicle check

Confirm the published requirements before choosing the Ford.

Use this as a screening list, not a promise of approval. Butler Ford and Ford Credit must confirm eligibility, documentation and terms for the applicant and exact vehicle.

CompareWhat Ford Credit currently publishesWhat to confirm before applying
$750 Bonus CashAvailable on new Ford vehicles for qualified buyers using Ford Credit financing.That the exact vehicle qualifies and how the benefit combines with other active offers.
Credit historyNo prior auto credit history and no adverse credit history.How Ford Credit will evaluate your application and which credit inquiry each step uses.
EmploymentAt least six months of verifiable current full-time employment.Which income and employment documents you need to provide.
Down paymentAt least $750 down. A co-signer or higher down payment may still be required.The complete cash due at signing and whether a co-signer or additional amount is required.
Amount and termFinancing up to $50,000 and flexible terms up to 84 months for qualified applicants.APR, amount financed, finance charge and total of payments for every term you compare.
Ford SUV with space for passengers and everyday cargo
City, commute and flexible cargo

Small Ford SUV

Start with the compact end of the SUV range when easy daily use matters more than maximum space.

Shop new Ford SUVs
Ford pickup on a Southern Oregon road
Open bed with manageable size

Maverick or Ranger

Compare compact and midsize pickups when a bed is a real need but a full-size truck may be more than the job.

Shop new Ford trucks
Ford F-150 towing a trailer
A defined full-size job

F-150

Move to F-150 when the exact cab, bed, payload and properly equipped tow rating support a known job.

Shop new F-150

Program details and vehicle eligibility can change. Ford Credit Bonus Cash requires Ford Credit financing, and not all buyers qualify. A co-signer, more money down or additional documentation may be required under Ford Credit underwriting guidelines.

Check eligibility before you build a deal around the program

Ford Credit currently lists three starting requirements: no prior auto credit history and no adverse credit history, at least six months of verifiable current full-time employment, and a down payment of $750 or more. Those points do not guarantee approval. Ford Credit says a co-signer or higher down payment may be required based on credit history and underwriting guidelines.

Ask Butler Ford to confirm the current program, the exact documents needed and whether the vehicle you selected qualifies. Keep the $750 Bonus Cash separate from your own cash down when you compare figures so you can see how each amount changes the deal.

Ford SUV selected around passenger and cargo needs
Choose the body around the week you actually drive. Ford SUV lineup

Choose the exact new Ford before comparing payments

Two vehicles with the same model name can have different drivetrains, packages, equipment, and prices. Open the exact listing and review its window sticker before agreeing to figures.

Match the vehicle to an ordinary week: passengers, cargo, parking, commute, weather and the hardest regular task. Price insurance for the exact Ford, then leave room in the budget for fuel or charging, registration and maintenance.

Compare the full written offer, not just the bonus

Ford Credit says the $750 Bonus Cash can be combined with active programs or offers, but eligibility can vary. Ask for every available structure in writing, then compare selling price, incentives, cash due, amount financed, APR, term, payment, finance charge and total of payments.

A term up to 84 months may reduce the monthly payment while increasing the time you carry the debt and potentially the total finance charge. Choose the shortest term that works with the rest of your ownership budget, then compare it with the same term from another written offer.

Ford commercial trucks and vans outside Butler Ford
Truck capability and price belong to the exact configuration and window sticker. Ford truck lineup

Prequalify, then prepare the documents for the visit

Ford Credit states that its online prequalification has no impact on your credit score. A full credit application is a different step, so read the disclosure and ask what type of inquiry will be made before you authorize it.

Ford Credit advises buyers to bring a driver’s license, proof of insurance and proof of income, plus any financing or trade-in information. Confirm the exact document list and accepted method for money due before you travel to Butler Ford.

Program details checked September 2026

Use the primary sources behind the guidance

Use these sources to check the guidance. For price, coverage, fees, eligibility and loan terms, use the current listing and final written documents.

Before you make the drive

Questions worth settling first

These answers reflect Butler Ford and the current shopping process. Call about the specific vehicle when you need availability or equipment confirmed.

What does the current Ford Credit First-Time Buyer Program include?

Ford Credit currently publishes $750 Bonus Cash on new Ford vehicles for qualified buyers who finance with Ford Credit. Qualified applicants may also be eligible for a lower APR, financing up to $50,000 and terms up to 84 months. Program availability and terms can change, and not all buyers qualify.

Who is eligible for the Ford Credit First-Time Buyer Program?

Ford Credit currently lists no prior auto credit history and no adverse credit history, at least six months of verifiable current full-time employment, and a down payment of $750 or more. A co-signer, higher down payment or additional documentation may be required under Ford Credit underwriting guidelines. Butler Ford and Ford Credit must confirm eligibility.

Will Ford Credit prequalification affect my credit?

Ford Credit currently states that its prequalification step does not impact a credit score. A full application is different; review the current disclosure before authorizing any credit request.

Can the $750 Bonus Cash be combined with another Ford offer?

Ford Credit currently says the Bonus Cash can be combined with active programs or offers. Ask Butler Ford to confirm which offers apply to the exact vehicle and applicant, then compare the complete written figures.

Does the program guarantee that I will not need a co-signer?

No. Ford Credit states that a co-signer or higher down payment may be required based on credit history and underwriting guidelines. The application and exact vehicle determine the final requirement.

Which new Ford is best for a first-time buyer?

There is no universal model. Start with parking, passenger, cargo, commute and budget needs. Then compare exact vehicles, insurance quotes and complete written offers.

What does the window sticker tell me?

It identifies the exact vehicle’s factory configuration, standard and optional equipment, destination charge, and MSRP information. Make sure it belongs to the vehicle you are considering.

Available at Butler

Shop current new Ford inventory for your first purchase

Open the exact vehicle for its current price, equipment and window sticker. Program eligibility and final terms still depend on the applicant, vehicle and Ford Credit approval.

2026 Ford F-150 in Iconic Silver Metallic New
Butler Ford

2026 Ford F-150

XLT

$5,625 in factory options3.5L V6 EcoBoostFx4 Off-road Package
5 miButler Ford
Advertised price
$56,767
MSRP
$60,335
Dealer discount
-$3,568
Ford Customer CashiRetail Customer Cash #14232: $3,000, ends January 4, 2027. Retail Bonus Cash #14238: $1,500, ends January 4, 2027. Eligibility, residency, and compatibility with other offers are verified at purchase.
-$4,500
Oregon vehicle privilege tax (0.5%)iThis estimate uses the configured 0.5% rate. Oregon vehicle privilege tax is governed by ORS 320.405 through 320.420. Oregon dealers pay the privilege tax and may pass it through to the buyer. Statutory exemptions, including certain vehicles over 26,000 pounds GVWR, still apply.
+$261
Dealer document fee
+$200
Electronic filing fee
+$50
Butler OTD Total
$52,778
$812/mo planning estimate
View details
Free delivery availableCourtesy delivery within roughly 80 driving miles
Free courtesy delivery from Ashland

Common communities include:

Ashland · Talent · Phoenix · Medford · Jacksonville · Central Point · White City · Eagle Point · Gold Hill · Rogue River · Grants Pass · Shady Cove · Trail · Prospect · Cave Junction · Klamath Falls · Hornbrook · Yreka · Montague · Fort Jones · Weed · Mount Shasta Address and vehicle eligibility are confirmed by Butler Ford.
2026 Ford Bronco Sport in Shadow Black New
Butler Ford

2026 Ford Bronco Sport

Badlands

$6,580 in factory options2.0L EcoBoost EngineSasquatch Badlands Package
29 miButler Ford
Advertised price
$44,466
MSRP
$45,840
Dealer discount
-$1,374
Ford Customer CashiRetail Customer Cash #14232: $2,250, ends January 4, 2027. Eligibility, residency, and compatibility with other offers are verified at purchase.
-$2,250
Oregon vehicle privilege tax (0.5%)iThis estimate uses the configured 0.5% rate. Oregon vehicle privilege tax is governed by ORS 320.405 through 320.420. Oregon dealers pay the privilege tax and may pass it through to the buyer. Statutory exemptions, including certain vehicles over 26,000 pounds GVWR, still apply.
+$211
Dealer document fee
+$200
Electronic filing fee
+$50
Butler OTD Total
$42,677
$641/mo planning estimate
View details
Free delivery availableCourtesy delivery within roughly 80 driving miles
Free courtesy delivery from Ashland

Common communities include:

Ashland · Talent · Phoenix · Medford · Jacksonville · Central Point · White City · Eagle Point · Gold Hill · Rogue River · Grants Pass · Shady Cove · Trail · Prospect · Cave Junction · Klamath Falls · Hornbrook · Yreka · Montague · Fort Jones · Weed · Mount Shasta Address and vehicle eligibility are confirmed by Butler Ford.
2026 Ford Bronco Sport in Orange Fury Metallic Tri-Coat New
Butler Ford

2026 Ford Bronco Sport

Big Bend

$3,935 in factory options1.5L EcoBoost EngineBlack Diamond Off Road Package
8 miButler Ford
Advertised price
$37,045
MSRP
$37,775
Dealer discount
-$730
Ford Customer CashiRetail Customer Cash #14232: $2,250, ends January 4, 2027. Eligibility, residency, and compatibility with other offers are verified at purchase.
-$2,250
Oregon vehicle privilege tax (0.5%)iThis estimate uses the configured 0.5% rate. Oregon vehicle privilege tax is governed by ORS 320.405 through 320.420. Oregon dealers pay the privilege tax and may pass it through to the buyer. Statutory exemptions, including certain vehicles over 26,000 pounds GVWR, still apply.
+$174
Dealer document fee
+$200
Electronic filing fee
+$50
Butler OTD Total
$35,219
$514/mo planning estimate
View details
Free delivery availableCourtesy delivery within roughly 80 driving miles
Free courtesy delivery from Ashland

Common communities include:

Ashland · Talent · Phoenix · Medford · Jacksonville · Central Point · White City · Eagle Point · Gold Hill · Rogue River · Grants Pass · Shady Cove · Trail · Prospect · Cave Junction · Klamath Falls · Hornbrook · Yreka · Montague · Fort Jones · Weed · Mount Shasta Address and vehicle eligibility are confirmed by Butler Ford.
2026 Ford Bronco Sport in Azure Gray Metallic Tri-Coat New
Butler Ford

2026 Ford Bronco Sport

Badlands

$3,035 in factory options2.0L EcoBoost EngineBronze Package
7 miButler Ford
Advertised price
$41,099
MSRP
$42,295
Dealer discount
-$1,196
Ford Customer CashiRetail Customer Cash #14232: $2,250, ends January 4, 2027. Eligibility, residency, and compatibility with other offers are verified at purchase.
-$2,250
Oregon vehicle privilege tax (0.5%)iThis estimate uses the configured 0.5% rate. Oregon vehicle privilege tax is governed by ORS 320.405 through 320.420. Oregon dealers pay the privilege tax and may pass it through to the buyer. Statutory exemptions, including certain vehicles over 26,000 pounds GVWR, still apply.
+$194
Dealer document fee
+$200
Electronic filing fee
+$50
Butler OTD Total
$39,293
$583/mo planning estimate
View details
Free delivery availableCourtesy delivery within roughly 80 driving miles
Free courtesy delivery from Ashland

Common communities include:

Ashland · Talent · Phoenix · Medford · Jacksonville · Central Point · White City · Eagle Point · Gold Hill · Rogue River · Grants Pass · Shady Cove · Trail · Prospect · Cave Junction · Klamath Falls · Hornbrook · Yreka · Montague · Fort Jones · Weed · Mount Shasta Address and vehicle eligibility are confirmed by Butler Ford.
Start with the exact vehicle

Choose two Fords, then confirm the program for each one.

Send Butler Ford the links to the vehicles you want to compare. We can confirm availability, installed equipment and the current first-time buyer steps before your Ashland visit.

Contact Butler

Check availability

Tell us how to reach you and we’ll confirm the price and availability.

Provide an email address or phone number. By submitting, you agree Butler may contact you about this request. No purchase is required.

Payment planning tool

Calculate your payment

Adjust the numbers to explore a comfortable monthly payment before you contact our team.

For planning only. This is not a credit decision or financing offer. Actual payment, APR, taxes, fees, lender approval, and trade value may vary.